[Shoebacca78]

Wow what a difference!

I started with progressive so when i bought my Grom, i kept them because of multi discounts. What a bunch of BS! I sold my zuma last weekend and called my agent to see what we should do about my policy.

After removing, my zuma. my full year policy with progressive was going to be $507
50K BI
25k PD
30k UMBI
25k UMPD
and a $250 DED!

So I spent most of sun night searching for a better rate! I'm glad i did because i saved $202! I went with Geico bc i was able to get the following

100K BI
100k PD
100k UMBI
50k UMPD
and a $50 DED!

For $305 per year! The first big difference i do know is the progressive was a total coverage loss policy vs geico is a actual cash value. In the words, with geico i will get KBB value vs progressive MSRP in case of a total loss!

Has anyone had geico for their motorcycle? How well do they take care of US when something happens?

 

[Gromet]

What is KBB valve?

 

[Shoebacca78]

What is KBB valve?

lmao...i'm not much for proofreading...

 

[Gromet]

You're lucky. My quote is $329 a year with Geico with a $100 DED on Comp and Coll...and all that you have at 100k, mine is at 10K. I've never had insurance before so I guess that's why it's so high. I think.

 

[Lanceoa]

$147 year with GEICO, with 100k BI, 100k PD, 100k UMBI, 50k UMPD, can't remember my deductible. Multi policy discount, MSF rider class discount, 5 yrs plus w geico discount... I was surprised myself, cause my '10 Harley Sportster was $300+ with much less coverage.

 

[G19Tony]

What is KBB valve?

Kelley Blue Book.

I think I'd rather have MSRP. That's a new bike. Your bike is depreciating by the day. I have Progressive, but I think I'll check Geico just for grins. I have 7 bikes on insurance right now.

 

[Eurobeaner]

Yea. I've got progressive for everything else, called them about grom and it was a lot. Called geico and it was close to yours. Boom. Way better

 

[justinschmidt1]

I called a few places and got quoted 5-600 bucks...idk about you guys but I cant justify that kinda $ for insurance on a 3k dollar bike.

Figured I would take my chances at 110 bucks a year with liability.

 

[Jefe's Grom]

WTF?

Mine was about $8/month to add the Grom w/ a $100 deductible. Others are saying their total insurance has dropped after adding the Grom.

 

[justinschmidt1]

WTF?

Mine was about $8/month to add the Grom w/ a $100 deductible. Others are saying their total insurance has dropped after adding the Grom.

What provider? Level of insurance?

I got 110 a year with liability, full coverage was getting 5-600!

 

[Shoebacca78]

Kelley Blue Book.

I think I'd rather have MSRP. That's a new bike. Your bike is depreciating by the day. I have Progressive, but I think I'll check Geico just for grins. I have 7 bikes on insurance right now.

right, i much rather have the total loss coverage through progessive, but it just too much more!

 

[Dark Morg]

In Washington State, insurance is not mandatory but still I bought insurance for my grom and it's 14/month with statefarm (full coverage).

 

[jmzd4]

I've stated before that I'm with Progressive. I just kept it since thats what I have on the Ruckus and then added the Met. The grom was just icing on the cake. All three have full coverage and just under $500/year

 

[jjj_85]

Progressive here. $116 a year full coverage. $250 deductables. Same policy as my harley. Have 3 cars/trucks insured through them. Also have my house from the same place. Multiple policy discount.. .vehicle discount...my record sucks too.

 

[Capn Kirk]

Progressive has always been way cheaper every time I have quoted Geico. Pays to shop around, many variables.

 

[Jefe's Grom]

What provider? Level of insurance?

I got 110 a year with liability, full coverage was getting 5-600!

Full coverage. 50/100/50 or something similar. $100 deductible. Farmers. $8/month.

 

[tegboi]

I've jumped around back and forth from different companies because in different mixtures of cars/bikes I would use at the time, I would have better rates through certain companies.

Farmers (expensive even with just liability) to AAA (about $20 difference a month, but had full coverage on 3 cars) to State Farm, to Esurance. Which is underwritten by Progressive.

So far, Progressive is pretty good to me, in terms of price, haven't had to deal with them with anything else yet.

 

[Nefariousd]

In Arizona, it seems Progressive is a little less competitive than Geico.

I bought Geico for the Grom 100/300/100 $50 deductible: $151 for the year. If you destroy the bike they are obliged to give you fair market value for your loss. Right now the Grom has a very high fair market value.

When I saw the difference I decided to get a quote on my cars Geico was Over $1000 cheaper for 6 months than progressive at 100/300/100, 500 deductible, zero glass, Emergency road service, rental reimbursement and accident forgiveness.

And switching the cars took $8 off my bike policy

 

[Philip]

I havent gotten a quote on a Grom yet, but I pay $90/year for Progressive on my 125cc scooter. I'm 28 with a clean 3 year driving record.